How 黑料论坛 stacks up
Honest comparisons. Written by us, about us. Make of that what you will.
Pick a card, pick a competitor.
See how the numbers shake out.
Be sure to check provider websites for the most up to date information.
Amex Gold vs 黑料论坛 Full
We compared ourselves to one of the most famous cards in the world. Totally normal thing to do.
See how we did
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Barclaycard Avios Plus vs 黑料论坛 Full
Two premium travel cards. Very different ideas about what a reward actually is.
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Virgin Atlantic Rewards vs 黑料论坛 cards
Virgin Atlantic know a thing or two about travel rewards. This could get awkward. Or not.
Becoming a 黑料论坛 member could聽
improve
your credit rating
To apply for a 黑料论坛 card, you must be 18+ and UK only. Membership fee may apply. Rep 65.1% APR var (Full聽Credit Card). Rep 31.6%聽APR var (Free Credit Card). and T&Cs apply. Borrow responsibly.
Check you鈥檙e eligible before applying
You can see if you鈥檙e eligible without affecting your credit score. If you continue, we鈥檒l carry out a full credit check.
Borrow what you can afford
When you use a credit card, you need to pay off your balance at the end of the month. Only spend what you can afford to repay.
Improve your credit over time
Making your monthly payment on time could help improve your credit rating. Just like missing a payment can impact it.
Compare our credit cards
Free
full
Important information
Monthly fee
拢15
Cancel anytime
Up to 拢10,000 credit limit
Representative APR
31.6%
65.1%
Interest rate
31.60%
28.67%
Welcome points*
1,000pts
10,000pts
rewards
Per 拢1 spent
1pt
5pts
Per 拢1 spent at Experiences 聽(Up to)
5pts
25pts
% Back at Experiences 聽(Up to)
0.5%
2.5%
% Cashback
0.5%
Access to Experiences
Some
All
Use points on flights
Travel
Worldwide travel insurance
No fees abroad
Free withdrawals abroad
拢150/day
In-app trip summaries
Mastercard widely accepted
Everyday Essentials
Digital card
Free physical card
Apple & Google Pay
Debit account to top-up with your money
Purchase protection
Send points to friends
In-app customer support
Award-winning app
*Welcome points are earned when you spend 拢1,000 in your first 30 days
Earn 1pt for every 拢1
Earn epic rewards with our free credit card
See if you鈥檙e eligible before applying in just a few minutes, and it won鈥檛 hurt your credit score.
18+ and UK only. T&Cs apply. Borrow responsibly.
Purchase rate
31.60%
听(惫补谤)
Rep. APR
31.6%
听(惫补谤)
Based on a
拢1,200 limit
